Which combo do you like better? Black jeans and ankle boots or leggings with metallic sneakers? The charcoal sweater is a loose fit, so either way this will be a cozy outfit with a touch of grownup from the white button down peaking out at the collar and cuffs.
Shirt: J. Crew Factory Oxford
Sweater: Charcoal Cashmere Sweater
Necklace: Black Tahitian Pearl Pendant Necklace (similar item linked)
Jeans: J. Crew
Shoes: Blondo Villa Waterproof Boot
Leggings: Spanx Faux Leather Leggings
Shoes: Cole Haan Tennis Grandpro Sneakers in Gunmetal